In the US, many benefits that are guaranteed by law elsewhere depend on your employer. That makes comparing job offers more complicated, and more important.
What’s commonly offered
- Health, dental and vision insurance
- 401(k) retirement plan, often with a match
- Paid time off and holidays
- Sick leave (required in some states and cities)
- Parental leave (varies widely)
- Life and disability insurance
- Commuter and education benefits
The 401(k) match
If your employer matches, say, 50% of what you put in up to 6% of your salary, contributing at least 6% gets you the full match. It’s part of your pay; skipping it leaves money behind.
Comparing offers
| Compare | Why |
|---|---|
| Employee share of health premiums | Can differ by thousands a year |
| 401(k) match | Free money for retirement |
| PTO days | Ten to fifteen is common for new hires |
| Remote flexibility | Saves commute time and costs |
