State Guides

Moving to Philadelphia: East Coast city life for less

Walkable neighborhoods, universities and hospitals, and rents well below New York.

City skyline at sunset

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Philadelphia is a large, historic city with a strong university and hospital scene, a lively food culture and rents well below New York or Boston. It is about 90 minutes from New York by train.

Neighborhoods

  • Center City: walkable, offices and apartments
  • University City: around Penn and Drexel, popular with students
  • Fishtown: restaurants and nightlife
  • South Philly: rowhouses, markets and diverse communities
  • Manayunk: hilly, riverside, a little quieter

Getting around

SEPTA runs subways, trolleys, buses and regional rail. A SEPTA Key card works across the system. Many residents live without a car.

Taxes

Pennsylvania has a flat state income tax, and Philadelphia adds a city wage tax. Non-residents who work in the city pay it too, at a lower rate.

Why newcomers like it

Big-city amenities, many international communities, affordable rowhouse apartments and easy trips to New York and Washington, D.C.

Frequently asked questions

Is Philadelphia cheaper than New York?

Yes, rent and daily costs are generally much lower.

Can you live in Philadelphia without a car?

Yes, especially in Center City and nearby neighborhoods served by SEPTA.

What is the Philadelphia wage tax?

A city tax on earned income, paid by residents and by non-residents who work in the city.

USA Life Nest Editorial Team

Written and reviewed by people who moved to the US as students, workers and families. We update guides when rules or prices change.

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