Most US universities require international students to have health insurance. Many automatically enroll you in the school plan and add it to your bill, unless you submit a waiver with approved outside coverage.
Common waiver requirements
- Coverage for the whole academic year, including breaks
- A maximum deductible
- Minimum coverage amounts
- Mental health and prescription coverage
- A US-based claims office
- Medical evacuation and repatriation coverage
Step by step
- Find your school’s waiver criteria
- Compare the school plan with outside plans
- Buy a plan that meets every requirement
- Submit the waiver form before the deadline
- Keep confirmation of approval
Deadline: Missing the waiver deadline usually means paying for the school plan for the term.
