State Guides

Moving to Houston: energy, medicine and diverse communities

One of the most diverse US cities, with lower housing costs, no state income tax and a big hurricane plan.

Evening sky over a landscape

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Houston rarely makes “coolest cities” lists, and locals are fine with that. It’s one of the most diverse metro areas in the US, housing is more affordable than in many big cities, and the job market spans energy, aerospace, shipping and one of the world’s largest medical centers.

Things newcomers should know

  1. There’s no zoning in the usual sense, so homes, shops and offices can sit side by side.
  2. The city is huge. Choose a neighborhood close to work.
  3. Parts of the city flood in heavy rain. Look up the address on FEMA’s flood map.
  4. Standard renters insurance usually doesn’t cover floods.
  5. Summers are long, hot and humid.
  6. Food is a highlight: Vietnamese, Nigerian, Indian, Mexican and Tex-Mex are all excellent.
  7. Texas has no state income tax, but property taxes are high.
  8. METRO light rail serves the core, but most people drive.
  9. Hurricane season runs June to November.

Neighborhoods

  • Montrose: artsy and central
  • The Heights: historic homes, trails and restaurants
  • Bellaire and Meyerland: near the Texas Medical Center
  • Katy and Sugar Land: suburbs with large international communities

Before signing a lease

Ask the landlord whether the building has flooded before, which floor the unit is on and whether parking areas flood. Ground-floor units in low areas carry more risk.

Frequently asked questions

Does renters insurance cover floods in Houston?

Usually not. Flood insurance is a separate policy, often through the National Flood Insurance Program.

Is Houston cheaper than Austin?

Housing in Houston is often less expensive than in Austin, especially outside the inner loop.

USA Life Nest Editorial Team

Written and reviewed by people who moved to the US as students, workers and families. We update guides when rules or prices change.

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